Financial mentors often report that many of the people working with them are facing hardship due to persistent disadvantage or are at risk of facing persistent disadvantage due to various life events that have contributed to their debt.

We recommend the Productivity Commission set terms of reference which ensure it can work towards understanding how to best approach making sure no whānau goes without the goods and services they need for their health, wellbeing and social participation.

We expand on these comments and highlight some other concerns that financial mentors have raised which are relevant to the inquiry in the submission below.

Submission on the Productivity Commission’s consultation paper