This report prepared by researchers at Te Herenga Waka Victoria University of Wellington provides an April 2019 snapshot of the system in Aotearoa for enforcing laws relating to high-cost lending. It then compares this to approaches in other jurisdictions.

We acknowledge the support of the Michael and Suzanne Borrin Foundation which made this work possible.

Stace, Victoria and Chan, Emily, Enforcement Issues: Working Towards a Fairer Consumer Credit Market: Working Towards a Fairer Consumer Credit Market: A study of the issues in New Zealand’s consumer credit market and proposals for reform: Enforcement Issues